Property Tips for Baby Boomers

Many people are concerned about the Global Economic Climate at the moment.

They have seen their Superannuation depleting due to the recent falls in the Stock Market.

They have seen the value of their family home stagnate if not drop.

They are worried and confused and don’t know where to invest the money  that they do have.

“It  doesn’t matter how old you are, I didn’t start until I was 55. I already control over $3m worth of property.

There are great ways for older people to use the equity in their family home whilst transitioning to retirement.”

Two of the biggest problems which people face are:

  1. not knowing where to look,     or
  2.  how to crunch the numbers.

“But the good news is they can turn the situation around and start now, I didn’t start property investment until I was in my fifties and I’ve created some excellent investments that will support me in retirement.”

“A lot of people think that buying Real Estate is easy, anyone can do it, but it’s a bit like bringing up children there are a lot of pitfalls along the way.”

Advice for baby boomer investors :

*Have their family home valued so they can determine how much they can borrow

*Minimise Credit Card Limits to increase their borrowing power

*Look for properties where the purchase price is a 1:2 ratio to the rent, ie if a property price is $200,000 the rent should be $400/wk

*Put separate investment properties in each partner’s name, not in both names to avoid paying too much land tax.

Ms Anita Fursland from Positive Properties has tips for baby-boomers to help them take advantage of the current low interest rates and stabilising house prices.

With my Lifestyle Retirement Programme I can help people develop a weekly passive income and a secure retirement.

“At my  NEW evening seminar ‘Don’t let your Money Retire’,  I go through a simple   5 Step System on the Do’s and Don’ts of Real Estate so that other people can benefit from the mistakes I have made.”

Anita’s Story

The UNREAL Real Estate Realist  

Anita is known as the “UNREAL” Real Estate Realist. Anita runs a coaching/mentoring programme specialising in finding positive geared properties. Over 50 when she started to invest in Real Estate, in less than five years she  invested in seven properties , worth almost $3m. She liaises with Real Estate agents such as Ray White, Harcourts and Richardson and Wrench, etc. and has a passion to work with people who want to get started with a Real Estate investment portfolio.

Do you have the challenge of not knowing how to start or where to look? Anita helps people through the overwhelm of buying their first investment property, so that they can receive a passive income to secure their “Lifestyle” retirement.

Typically Anita’s clients are usually over 40, who believe their “super” will not serve their retirement, or younger people looking for their first investment.  Helping her clients take advantage of the current volatile Real Estate market, Anita teaches them how to find and where to find positive cash flow properties so that they can ensure a secure retirement.

Her product “The Lifestyle Retirement Programme” is a 6 month course based on ‘teach a man to fish’ principle. She takes you from the start, helping you to find out where you are NOW, to where you want to BE, ie to have a positive geared investment property within 6 months. Her aim is to follow up from there to help you achieve many more sustainable properties before you retire, achieving a ‘Lifestyle Retirement’.

The Lifestyle Retirement Programme consists of:

  • 1 hour discovery session
  • 2 x 1 hour phone calls/month
  • 90mins Seminars –Realities of Australian Real Estate + Don’t Let Your Money Retire!
  • ‘One-Day’ workshop
  • Plus on going support by phone or Skype when needed and visits to properties on occasions

If you would like to know more about how Anita and Positive Properties can help you find wise investments, apply for a FREE 30 mins Discovery Session (normally $97.00)  now!

0405 100 146 or put your details in the optin box above.

3 Common Mistakes!

3 Common Mistakes that inexperienced investors make!

Are you curious about the three most common mistakes that investors make?

Through my seven years of investing experience this is what I’ve discovered:-

  1. Most inexperienced investors buy on emotion.
  2.  They don’t crunch the numbers.
  3.  They don’t buy in the right areas at the right time.

FREE  TIPS  put your details in the opt-in box at the right of this page!

Did you know that:

  • Most first -time Investors are so caught up in buying a property just for the sake of owning an investment they don’t assess the situation properly or do their due diligence.
  • Many do not crunch the numbers and take into account all the relevant expenses, including renovations and repairs, to see if they can actually afford the repayments on the mortgage. They also need to consider future mortgage rate rises.  They see a property for $350,000 receiving $350/week rent and think that it’s a good deal.
  • Also they don’t know how to research the buying cycles of various areas. Which means a lot of people see a huge demand for an area  and do not realise they are buying at the top of the market, only to be disappointed  a few years later with a lack of capital growth.

If you would like to know the 7 questions you need to ask yourself before buying an investment property go to the  opt-in box at the right of page NOW for your Free Tips!

Going into 2012

Going into 2012, are you worried where the global situation is heading?
Don’t worry whether your “Super” is going to be enough to secure your retirement!
Take advantage of the current market conditions
  • low interest rates,
  • motivated vendors,
  • discounted properties

There are thousands of property deals throughout the Australian market, right now, that could give you

  • instant equity to balance your portfolio
  • surplus cash-flow to put extra cash in your pocket
For most investors the hard bit is: 
  1. finding these properties without wasting countless hours on the process
  2. determining whether the deal is feasible
I want to show you how you can solve these all too common problems and change the way you invest in property.   
Let me send you the SEVEN Questions you should be asking yourself to set you on the path to successful Investing in passive income properties allowing you to retire in comfort, with a secure future.

Why Negative Gearing is a Losing Strategy

Why Negative Gearing Is A Losing Strategy

I find it absolutely bizarre that people invest in real estate in order to receive tax
deductions rather than looking for a return on their investment. In other words, they lose money on their investments so they can claim the losses against their taxes.

They call it negative gearing.

A negatively geared investment is a business which you’ve deliberately structured to run at an operating loss. You do this by borrowing so much that your interest payments exceed the rent you receive from the property.
Why would you do such a thing you may ask?
People do it because the loss is tax deductible and since most people hate paying taxes, they would rather lose money on their investments, than pay the taxes. If you are in the highest tax bracket in Australia, you will receive a tax refund of 48.5 cents for every dollar of your negatively geared loss.
What this means for you however, is that you still need to cover 51.5 per cent or more of your loss from your after tax earnings. In other words, for every dollar you spend on a negatively geared investment, the tax man will only give you 48.5 cents back.

So, for as long as the negatively geared investor keeps their property, they have to keep shelling out more and more of their hard earned income to keep their investments afloat. (No wonder so many negatively geared investors get sick of losing money and sell out after only two years).

Now I don’t know about you, but I’m not particularly fond of losing money. I’m
interested in making a profit from my investments, not a loss.
Negatively geared investors go in for such deals in the hope of selling their property for a huge capital gain in a few short years. While it works for some, most such investors soon tire of the constant cash outflow and cut their losses by selling out.
Those that seek to grow their property portfolio in this way, eventually reach a point where they can no longer obtain finance to buy another property. With each property they buy, they need to put in more of their personal exertion income.
Even though the properties may be appreciating well, the negatively geared property portfolio still requires ongoing external cash resources to pay the bills and more particularly, to service borrowings and other outgoings associated with holding properties such as rates, repairs,management fees, insurance and strata fees.
I’ve heard more than one negatively geared property investor lament: “I invested in
property so that I could eventually leave my job but now I find that the more properties I own, the more I need my job to keep paying for the investment properties.”

A much smarter way of investing is to find properties that will put money in your pocket.

This is called positive cash flow real estate investing.

Hans Jakobi’s www.RealEstateInfo.com.au

Positive Properties Seminars

Learn how to find positive cash-flow properties to secure a comfortable retirement.

5 Simple Steps to Starting to Invest with 

Positive Cash-flow Properties

 

Realities of Australian Realty

Come to my 2hr Seminar and learn how to tell in less than 10 mins if a property is a potential Goldmine or Debt Trap!

Find out the Do’s and Don’ts of Real Estate

TBA

Sydney

For anyone who wants to get started in Real Estate Investment or add to their portfolio.

Do you get confused – not knowing what to look for?

See how Anita is replacing her income and “transitioning to retirement” in just a few short years.

Come along and have some fun whilst learning to be a smart investor!

Cost $27  – Bring a friend for FREE !

Bookings Essential

RSVP. Phone 02 9545 5005

Email:  anita@positiveproperties.biz

Looking forward to seeing you soon

Anita Fursland   The Real Estate Realist